Archive for March, 2008
March 31, 2008 at 7:03 am · Filed under Spirituality Resources
Here are some thoughts for finding and experiencing joy in your life. If
there were one thing I could wish upon my family, friends and the readers of
this Ezine, it would be joy in everything they do!
Know your purpose. Nothing will bring you joy more than knowing what it is
that you are about on this earth. Not knowing brings sadness, wondering, fear
and lack of fulfillment. Above all, find out what your unique purpose is
here on this earth - then fulfill it! As you do, you will experience joy!
Live purposefully. This is a follow up to number one. It is one thing to
know your purpose, but then you need to live according to that purpose. This
is a matter of priorities. Let your actions and schedule reflect your
purpose. Don’t react to circumstances and let them cause you to live without
your purpose fully in site. Living without your purpose will cause
frustration. Living purposefully will bring you deep satisfaction and joy!
Stretch yourself. Don’t settle into the status quo. That will leave you
unfulfilled. Always look to stretch yourself. Whatever you are doing,
stretch yourself to do more! Stretching yourself will break the limits you
have set for yourself and will cause you to find joy in your expanded
horizons!
Give more than you take. It brings happiness to accumulate. It brings joy to
give away. Sure, getting the car you worked hard for will bring you a sense
of satisfaction and even happiness. But it won’t bring you joy. Giving
something away to the less fortunate will bring you deep, abiding joy.
Surprise yourself, and others too. The words here are spontaneity and
surprise! Every once in a while, do the unexpected. It will cause everybody
to sit back and say, “Wow, where did that come from?” It will put a little
joy in your life, and theirs.
Indulge yourself sometimes. To much indulgence and you are caught in the
happiness trap. Looking for the next purchase, celebration etc to bring you
a little “happiness high.” But if you will allow yourself an infrequent
indulgence as a reward for a job well done and a life well lived, you will
appreciate the indulgence and experience the joy of it.
Laugh a little - no, a lot! Most people are just too serious. We need to
laugh a little - no, a lot! Learn to laugh daily, even if you have to learn
to laugh in bad situations. This life is to be enjoyed! The next time you go
to the movie rental store, get a comedy and let loose! Let yourself laugh!
Joy can be yours! Look for it, pursue it and enjoy it!
About The Author:
Chris Widener is a popular speaker and writer as well as the President of
Made for Success, a company helping individuals and organizations turn
their potential into performance, succeed in every area of their lives and
achieve their dreams.
To see Chris “live” at the upcoming Jim Rohn Weekend Event as he speaks on
the subject of Secrets of Influence go to
http://Chris-Widener.InspiresYOU.com/ or call 800-929-0434.
March 30, 2008 at 11:51 pm · Filed under Instant Loans
How many times have you read an entire ebook you get for free?
Does the information in the ebook contain good or enough valuable information that you consider worthwhile reading for?
In these two questions, my answer will be “very few”
Most of the ebook you’ve seen out there for free doesn’t contain much of good information. Why? Because they are doing affiliate program or they are promoting their own product.
There are so many links inside the ebook, when you click one or two of them and buy the product, they earn a fat commission.
One thing I don’t like it because is like buying a DVD back home and when you are watching it, 5-6 previews and trailer shows up, but you are waiting for the real meat to come.
They are doing the right thing and I have no objection for that, but truly, in my personal opinion, to maintain a good relationship with the customer, you will need to give them more valuable information, something that is worthwhile for them to read and can truly benefit them, not just selling.
You are educating your customer; at the same time, you are gaining their trust and your reputation.
I once heard the great business philosopher Jim Rohn said that “Give them what they want, and you will get what you want”
But you have to give them something valuable, don’t just give them something that you are not doing or using or just trying to sell them every time.
Sometimes when I sign up for the newsletter, I found out that it is all pointing towards selling something. They are doing right, but I will seldom open the letter and read it, because I know it will going to be saying the same thing, just selling to you.
I think that’s the reason why we are so bombarded with information overload, because everyday when you open your email and found a lot of newsletter that you have signed up. You found most of them are promoting, but just a few that really teaches something that’s of value.
If we just stay our focus and stop being bombarded with those newsletter or the latest product or whatsoever, I bet your road to success with be smoother.
Like me, for example, I sign up for a few newsletters and will just take a look at one or two of them that I think worthwhile reading to me. Other’s I either delete them or never open it, because they are all selling or promoting.
However, if you can have a good relationship with your customer at first, gain their trust. Then you could start suggesting products that will benefit them.
Have you heard of the phrase “20% of your customers are responsible for 80% of your sales”?
Your existing customer will bring you more than just one time of sale, it maybe a life time.
Converting a visitor to a life time customer, how’s that sound?
If you want to know more information about converting visitor’s to Life Time Customer, please visit www.instantebookprofit.com, you will not only find the information for free, you will also get tools for free.
You’ll be surprised of how much information this website has and how much he is giving out.
Titus Cheng is the author of “Instant Ebook Profit”, he is a young a enthusiastic entrepreneur, http://www.instantebookprofit.com.
March 30, 2008 at 10:54 pm · Filed under Instant Loans
Every one now a day requires money for different purposes it may be for personal purposes, home improvement, wedding or for the educational purposes. Every one may not have enough money by themselves to fund the event by individually so a loan is a very important tool, which can help us, reach the desired conclusion. But sometimes we have multiple requirements for which we have to take multiple loans from different lenders. This can sometimes create problems of paying of interest rates, which do get inflated and are therefore paying of money higher than usual. With the help of bad credit Debt consolidation loans you can reduce your burden.
The problem gets bigger for people with bad credit histories who are already being charged a rate of interest that is higher than what they should be charged. People with bad credit history include people like:
Defaults
People in arrears
CCJ’s
People who have earlier filled for bankruptcy or
IVA’s
A tag of bad credit is put on the borrowers when they default or falter in their payments as far as their earlier loan was concerned. Bad credit is based on a credit score, which is a three digit rating of borrower’s credit worthiness. A general score of or below 600 is the one, which is considered to be poor, or the one which brings upon the credit history on the borrower. There are other scores as well which you can use to calculate your credit worthiness such as FICO (fair Isaac Corporation) score which ranges between 300 and 850 and there are three such scores provided by FICO and depending on the lender all of your score or the middle score will be taken into account to estimate your credit worthiness. If you do not know your credit score you can get it calculated by any of these credit rating agencies i.e. Trans union, Experian or Equifax.
For calculating the credit score the following factors are taken into consideration.
Late payments
Length of time at the present residence
Employment history
The amount of time credit has been established
Bad credit Debt consolidation loans are an ideal tool for people with bad credit history to reduce the burden on themselves if they use this method of paying their debts.
Debt consolidation is a method in which a person who has taken loans from different creditors at specified interest rates can opt for a single loan from one lender.
An example of debt consolidation is when a person has taken loan from three different creditors at different rates at 10% 11% and 12% and paying a average interest rate of 11%, here the borrower can opt for a single lender where they can avail a few benefits as well.
Benefits of going for debt consolidation loans for people with bad credit history are:
People with bad credit history can improve their credit score with the help of which they can get avail the same benefits as people with good credit score do.
Borrowers after taking debt consolidation loans can help in reducing the interest rates which they are charged for, thus resulting in paying of lesser amount than earlier.
It also stops the creditors harassing you both mentally and physically by making annoying calls every time, as they are paid well in advance.
While you are looking for debt consolidation loans you can get expert counseling by the experts
Any one can have bad time in life it can be financial or any other. Loans are a great solution for our financial needs. But sometimes the multiplicity of these loans can put us in some trouble. For people with bad credit it is even more difficult. That is where debt consolidation can help the people with bad credit history.
James Taylor holds a Master’s degree in Commerce from JNU. he is working as financial consultant. To find a Personal loans, Bad Credit debt consolidation loans that best suits your needs visit www.chanceforloans.co.uk